Commercial equipment financing

Every customer approved for the way they want to pay.

DealerFund puts instant financing behind your counter. Decisions from $500 to $30,000 in moments, around the clock, with a soft credit pull and same-day funding to you. Larger deals up to $1 million.

$0
Cost to your dealership
  • Instant decisions$500 – $30K
  • Approvals24 / 7 / 365
  • Credit pullSoft only
  • Funding to youSame day
  • Large equipmentUp to $1MM
MomentsTo a decision
480+FICO considered
No docsUnder $30K
30 daysDeferred payment
Same dayACH funding
The advantage

Built to close the sale
you were about to lose.

Price objections end where a simple monthly payment begins. DealerFund removes every reason a qualified buyer walks away.

i.

Instant approvals

Decisions from $500 to $30,000 with no documents required.

ii.

Open around the clock

Customers apply from your website day or night, weekends and holidays included.

iii.

Every credit profile

Our technology considers applicants with FICO scores as low as 480.

iv.

No hard credit pull

A soft inquiry only, so your customer's credit is never dinged to see an offer.

v.

Start-ups welcome

No time-in-business requirement on the instant program.

vi.

Zero cost to you

No participation fees, no buy-downs, no card fees. Ever.

vii.

Same-day funding

Equipment goes home today, as easily as swiping a card.

viii.

Easy on the buyer

No down payment, 30 days deferred, e-signature, and potential tax benefits.

Programs

Two programs.
One seamless partner.

From a $500 accessory to a million-dollar fleet, every application is matched to the program and lender most likely to say yes.

Most popular
Instant finance
$500 – $30,000

A decision in moments, around the clock.

  • Soft credit pull only
  • No down payment required
  • 30 days deferred payment
  • No time in business required
  • No documentation needed
  • Electronic signature
  • Same-day funding
Start an application
Equipment loan
$30,000 – $1MM

Structured financing for significant equipment.

  • Start-ups welcome, with personal financials
  • No minimum credit score
  • Funding up to $1,000,000
  • Two months of business or personal bank statements
  • Equipment quote or invoice from the vendor
  • Applicant owns at least 50% of the business
Speak with our team
The dealer process

Four steps.
Nothing for your team to learn.

DealerFund sits quietly behind your sales process. Your people sell; we handle the financing.

01

Share your link

Place your private finance link on your website, or send it by text or email.

02

Send the invoice

Forward the invoice for the equipment and the total amount.

03

Customer signs

Finance documents go straight to your customer to e-sign.

04

You're paid

The deal funds and money arrives in your account by same-day ACH.

Equipment we finance
Restaurant & commercial kitchenTrailersForklifts & material handlingGolf carts & powersportsTractors & outdoor powerVending machinesShipping containers & shedsShop & cleaning equipmentTrucks

"Give your customers another way to afford the equipment they came in for, instead of losing the deal to price."

Close more sales

Turn "let me think about it" into a signed deal with a monthly payment your customer can say yes to today.

Effortless for your team

Soft pull, no paperwork on instant deals and e-signature. Your reps hand off financing instead of managing it.

A finer checkout

Financing feels like a payment option, not a separate application. Customers leave with their equipment the same day.

Partnership

Add financing to your
sales process. At no cost.

Tell us what you sell and what a typical transaction looks like. A DealerFund partner manager will set up your program, usually the same day.

Partner application

Two minutes. A partner manager will call you within one business day.

Financing is provided by third-party lenders and is subject to credit review and approval. Approval amounts, terms and funding times vary by applicant, lender and equipment. Lease-to-own and lease agreements are not loans. Tax benefits depend on your situation; consult a tax professional.

© 2026 DealerFund. All rights reserved.Commercial financing, simplified.